Release your deposit
Your money is sitting at the bank? Get it back.
Many tenants have thousands of francs in a blocked account earning almost nothing. By switching to Swisscautionen24 you get the money paid out – without a new lease and without risk for your property manager.
Switching is this simple
- You get your bank deposit back – up to three months' rent
- Your lease stays unchanged
- Your property manager stays equally covered
- You pay an annual premium instead
- HomeAssistance is included from day one
How the switch works
- 1
Apply
Choose 'I want to replace my bank deposit' in the application and upload your lease.
- 2
Certificate to the property manager
After review and payment we issue the certificate and send it to your property manager.
- 3
Manager releases the deposit
With the certificate in hand, the property manager signs the release of your blocked account. The bank transfers the money to you.
Calculate your premium for a flat
Usually 2–3 months' rent. It's in your lease.
Your premium
First year
CHF 310.30
From the second year: CHF 257.80
- Base premium
- CHF 220.50
- Administration fee
- CHF 25.00
- Certificate fee (one-off)
- CHF 50.00
- Federal stamp duty 5%
- CHF 14.80
The longer you stay, the cheaper it gets
- 310.30Year 1
- 257.80Year 2
- 234.60Year 3
- 211.45Year 4
- 188.30Year 5
✓ HomeAssistance included · For flats up to CHF 20,000.00. Higher amounts on request.
Questions about switching
Apply and choose 'I want to replace my bank deposit'. After review and payment we send the certificate to your landlord. They confirm the release of the blocked account to the bank, and the bank transfers the money to you. Your lease stays unchanged.
No. The certificate always covers the full deposit amount agreed in the lease. Splitting it would mean two securities for the landlord and isn't provided for.
The landlord confirms the release by email, via the contact form or with the signed certificate. Without a claim we close the contract immediately. With a claim we pay the recognised amount up to the deposit sum to the landlord and recover it from the tenant.