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How it works

From lease to release – digitally

How a Swisscautionen24 deposit works from the property manager's perspective.

The process

  1. 1

    Tenant applies or you send us the details

    The tenant applies online – or you send us the details from the lease by email or via the contact form.

  2. 2

    We check and guarantee

    Creditworthiness and documents are checked. After the premium is paid we issue the certificate.

  3. 3

    Certificate goes to you

    You receive the original digitally and by post on request. The tenant gets a copy.

  4. 4

    During the tenancy

    Report changes to the lease, tenant changes or new guarantee amounts to us by email or via the contact form.

  5. 5

    Move-out and release

    When you report the move-out you can release the guarantee without a claim or file a claim. We pay recognised claims up to the guaranteed amount.

What happens with a claim?

If the tenant has caused damage or not paid rent, you file the claim by email or via the contact form. If the tenant agrees or there is a final court decision, we pay you the amount up to the guaranteed sum directly. We then recover it from the tenant – Swisscautionen24 carries the risk, not you.