Who benefits
Any lease where at least one tenant is aged 18–25 – shared flats included.
Young tenants
First place of your own? We'll give you 10%.
Studies, apprenticeship, first job: at the start every franc counts. If at least one person on the lease is aged 18–25, we cut the base premium by 10% from the first year.
- From age 18
- Until the 26th birthday
- Combinable with loyalty discount
How the youth discount works
How long
Until that person's 26th birthday. After that the loyalty discount applies if you've been with us long enough.
How much
10% off the base premium. Combined with the loyalty discount, up to 40% is possible.
Calculate your premium for a flat
CHF
CHF 500.00CHF 20,000.00
Usually 2–3 months' rent. It's in your lease.
Your premium
First year
CHF 310.30
From the second year: CHF 257.80
- Base premium
- CHF 220.50
- Administration fee
- CHF 25.00
- Certificate fee (one-off)
- CHF 50.00
- Federal stamp duty 5%
- CHF 14.80
The longer you stay, the cheaper it gets
- 310.30Year 1
- 257.80Year 2
- 234.60Year 3
- 211.45Year 4
- 188.30Year 5
✓ HomeAssistance included · For flats up to CHF 20,000.00. Higher amounts on request.
Questions about the youth discount
Yes. If at least one tenant on the lease is aged 18–25, we grant 10% off the base premium – until that person's 26th birthday. The youth discount can be combined with the loyalty discount.
The certificate is issued to the people named in the lease. If your parents are on the lease, they can be the applicants. If only you are on the lease, your parents can co-sign as jointly liable guarantors – that helps if you don't have your own credit history yet.