Renting business premises without losing liquidity
Six months' rent in a blocked account? For many SMEs an unnecessary ball and chain.
Published on · Swisscautionen24 · 5 min read
Anyone renting an office, shop or workshop knows it: the landlord asks for a deposit of three to six months' rent. For commercial space that quickly means five- or six-figure sums.
The problem with the blocked account
The money sits for years – precisely in the phase when a company needs every franc for fit-out, staff and marketing. Expansion or relocation doubles the problem.
The alternative
With a deposit guarantee Swisscautionen24 issues the landlord a certificate that is legally equivalent to a bank guarantee. The company pays an annual premium of 5% of the guaranteed amount plus fees – a predictable, deductible operating expense.
For whom?
For start-ups without a track record (with a business plan), for growing SMEs with several sites and for established firms wanting to replace an existing bank guarantee. There is no upper limit.
What's in it for the landlord
The same security but less paperwork: no bank account, no release forms, everything handled by email and contact form.
Your money stays with you.
Rental deposit guarantee without a blocked bank account for flats and business premises across Switzerland. Apply online, get your certificate, keep your money.
Apply now